Introduction

This Privacy Policy describes the Personal Information which we ('Company', 'we', 'us', or 'our') may collect, and it provides our approach towards the collection, storage, usage, handling, and sharing of or dealing with the same in compliance with the applicable laws and regulations.
We request you to please read the terms of this Privacy Policy carefully. By using and continuing to use our Applications and Services, you are deemed to have accepted and consented to the terms of this Privacy Policy.
Subject to applicable laws, please note that acceptance of this Privacy Policy in its entirety is imperative for us to provide you access to our Application and Services. Hence if you do not accept or agree to any part of them, then we request you to please stop the usage of our Applications and Services.

Collection of Personal Information

We have implemented security standards and processes which are in line with industry standards and the applicable law in order to ensure the protection of your information at every stage which includes collection, storage, usage, handling and sharing. The said security practices and procedures are in line with international standard ISO 27001:2013 and relevant data protection laws as applicable, which include but are not limited to European General Data Protection Regulation (GDPR).
At the time you (i) register or use any of the Company’s applications, websites ("Applications ") for using the services, or products made available by the Company ("Service") or, (ii) make any payments related to the Company (iii) download any content made available through the Service ("Content") or (iv) update the Application or, (v) share any information through the Application or otherwise (vi) contact us through our help and support channels or, (f) otherwise interact with us during the course of our relationship, we may ask you for your personal information (such as your name, telephone number, email address, geo-location, address, payment information, certain unique identifiers, and any other information or data that can be used by itself to uniquely identify, contact or locate a person, or can be used with information available from other sources to uniquely identify an individual ) ("Personal Information").
As a part of using our Application(s) and Service, we may collect certain information which includes geolocation, internet protocol (IP) address, device usage and information, advertising identifiers, browser type, operating system, internet service provider, the web page that directed you to our services, the date and time of your visit, information about how you engage with us, information about how and when you use our services and other standard server log information.
Information is also collected through cookies and similar technologies. You can find out more about this in our Cookie Policy which is deemed to be a part of this Privacy Policy. You can opt-out of allowing us to collect this information either by refusing access to the information. However, if you choose to opt-out, you may not be able to use certain aspects of the Services or Application. The Personal Information may be collected by the Company through itself or its authorized third parties.

Use of Personal Information

We and our group companies may use, collect, store, process and transfer your Personal Information in accordance with the applicable laws and regulations, for a variety of purposes. These may include but are not limited to

• to identify you from time to time, as required, and to validate your use of the Application and or Services;
• to complete transactions effectively and bill for Services;
• to communicate and for resolving customer service issues;
• to respond to your queries and fulfill your requests for information about the various Services;
• to send you surveys, marketing communications, important information regarding the Application, changes in terms and conditions, user agreements, and policies and/or other administrative information;
• to ensure the smooth functioning, maintenance and improvement of our Applications and Services;
• to protect the IP and integrity of the Application.
• to enforce our terms of service;
• to comply with laws, requests from government bodies or courts, prevent and detect frauds and crimes or to respond to litigation;
• to implement information security practices, determine any security breaches, computer contaminants or computer viruses, investigate, prevent, or take action regarding illegal activities and suspected fraud and undertake forensics of the concerned computer resource as a part of an investigation or internal audit.
• to conduct internal assessments, auditing, data analysis, and research to improve our products and services;
• to promote and market products and services that we consider may be of interest to you and/or may benefit you;
• undertaking mergers, acquisitions, reorganizations, subject to applicable laws;
• aggregate your data with other users' data to create statistics about the general use of the Application and helps us to develop new products and services
• to share your Personal Information with affiliates and group companies for any of the foregoing purposes, which affiliates may also combine your Personal Information with other information in this regard.

Disclosure to Third Parties

Subject to applicable law, Company shall be at liberty to disclose your information or part thereof to third-party service providers who may facilitate the providing of Services on our behalf. These service providers have access to your data only to perform the tasks as stipulated by us and are obligated not to disclose or use it for any other purpose. We may also share personal information with third-party vendors, consultants, and other service providers who work for us, who are bound by contractual obligations to keep personal information confidential. Subject to confidentiality terms, your information may be shared or transferred in connection with any merger, sale of company assets, financing or acquisition. We may share your information with our affiliates or group companies, in which case we will require those affiliates to comply with this Privacy Policy.
In case of transfer of Personal Information from any country, we shall comply with any measures mandated by the applicable law of the said country. The rights and protection granted to you under the applicable law and in view of nature of transactions, shall at all times be complied with by using contractual measures and/or other measures designed to ensure third-party service providers who may facilitate the providing of Services on our behalf protect the Personal Information. For eg. In cases we transfer personal data from the European Economic Area (EEA) we will ensure such transfers are in compliance with relevant data protection laws, including usage of EU Standard Contractual Clauses or compliance with requirements under GDPR, as the case may be.
As a part of your use of our Application and Services and subject to applicable laws, the information and personal data you provide to us may be transferred to countries other than the country from where it is collected. By submitting your information and personal data to us, you agree to the transfer, storage, and/or processing of such information and personal data in the manner described above. In such cases we will take all necessary measures to protect your personal information in accordance with this Privacy policy and applicable laws.
In case there are any third-party plug-ins or services provided by the Company and the same results in the use of your Personal Information, such usage will be governed by their privacy policy (which should be accessible from their website or application). If you do not want third parties to be able to access or use your Personal Information, you should not register for, click on or use the applicable third-party application or product or services. We do not have any control over and do not take any responsibility of the privacy and security practices and policies of such third parties, including other websites, services, or applications that may be linked to or from the Services. We do not make any guarantee regarding any such third parties, and we will not be liable for any loss or damage caused by the use of such third-party websites, services, or applications. You should review the policies of such third parties and contact them directly to respond to your questions.

Legal basis for processing of Personal Information

We only process your Personal Information when we believe it is necessary and we have a legal basis to do so under the applicable laws. The legal basis may vary based on the law applicable and includes but is not limited to your consent and/or to comply with laws and/or to provide you with services to enter into or fulfill our contractual obligations and/or to protect your rights and/ or to fulfill our legitimate business interests.

Security Procedures

We have implemented appropriate and reasonable technical and organizational security measures which are compliant with the international standard ISO 27001 and applicable laws, thereby designed to protect the security of any Personal Information we process.
While we observe reasonable security measures, security risks may still arise for reasons outside of our control such as hacking, cyber-attacks, force majeure events, etc. Hence, the technical and organizational security measures do not guarantee absolute protection of Personal Information. Please note that it is the User's responsibility to protect the security of their login information.

Data Access and Rights

Subject to the nature of the transaction between us and the user and the rights granted under the applicable laws, we shall provide certain rights like right to request access and obtain a copy of your personal information, the right to request rectification or erasure, right to restrict the processing of your personal information, right to restrict or object processing, right to data portability, rights relating to automated decision-making and profiling etc. You can make such a request by contacting us by using the contact details provided in this Privacy Policy. Please note that we will consider and act upon any request in accordance with the applicable data protection laws of the said country and the nature of the transaction between the user and the Company.

Amendment

The company reserves the right to add, revise, amend, modify or delete any part of this Privacy Policy (in part or in full) at its discretion. The updated version of this Privacy Policy in force will be posted on the Platform from time to time. In the event of any change in the applicable laws, this Privacy Policy shall be deemed to be amended or modified to the extent necessary to comply with any requirement under the applicable laws. Your continued use of the Application and services after the effective date of the amended or modified Privacy Policy will be deemed to be your agreement to the modified Privacy Policy.

Contact Us

In the event You have any complaints or concerns with respect to the Platform or our services or if You have any questions about this Privacy Policy, please write us at This email address is being protected from spambots. You need JavaScript enabled to view it.

Note:

• Please include the following subject line in the email – "Attention: Grievance Officer"
• We will strive to address your feedback and concerns in a timely and effective manner.